But, again, don't worry about finding the perfect fund Stocks tend to carry more risk with greater returns and bonds tend to carry less risk with lower returns. You just need one (or ones).
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Putting money in the account is just step one
Step two is investing it, and that can be intimidating
Here's an overview of how to invest your 401 (k). Wondering how to invest your 401 (k) Hereβs how to pick investments in your 401 (k), including several key things to pay special attention to A 401 (k) plan will typically offer a range of investments, maybe even a few dozen.
Understand asset allocation, risk management, and more. Then, you'll pay taxes on the withdrawals you make from your account during retirement. It's essential to assess both your risk tolerance and investment time horizon when deciding how to allocate your 401 (k) funds You can invest in a variety of assets in your 401 (k)
