Is it worth putting your money in or is there better alternatives since it's a pre tax money going in the 401k. Online access, usual banking needs, etc Whether this is the right decision for you in the long term depends on your personal financial situation
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If you open a brokerage account at vanguard you are using post tax dollars.
The savings plus website takes forever to load and not easy to use or even compare the performance of their funds with other investment options
I don't find it easy to monitor my investments or see the savings plus options even listed elsewhere so i can view them in an aggregated tool We tried moving things around on savings plus but itβs harder to control where the money individually goes. Anyone familiar with savings plus long story short, i have retirement funds in savings plus for when i was a student assistant Now that iβm permanent full time, my retirement contributions are going into calpers
My savings plus funds are just sitting there, being charged a fee each month. Here 's info from savings plus to sign up the pcra You'll have to fill out a couple of forms and send them to savings plus In my case, nationwide (savings plus) delayed the processing of my forms by forcing me to call them and hear a bs speech about keeping the money with them
When i declined to keep most of my funds there, the rep copped a shit attitude and never apologized about holding.
Savings plus is wonderful and has extremely low administrative costs Schedule a free one hour virtual consultation with one of their representatives Personally, i think one of their target funds would be best for you With target funds, you tell them when you plan to retire.
Savings plus is a wonderful benefit for state workers It let's you set aside money from your paycheck for your future retirement The money is deducted from your paycheck and put into a savings plus account for you Savings plus has many investment vehicles you can use so your money will grow like crazy
As a state worker, you will have a calpers retirement pension
On top of this, savings. I've taken loans from both my 401k and my 457 through savings plus It's super easy and i actually have one outstanding right now You choose the amount and the term (1 to 5 years for general, 1 to 10 years for down payment on a home).
